Official New Jersey Speeding Fine Schedule
Speeding citations in New Jersey are regulated under NJSA 39:4-98 (Rates of speed; violations). Fines are determined by the miles per hour (MPH) driven over the posted limit, combined with state-mandated surcharges and local court costs.
| Speed Over Limit | Base Fine | Mandatory State Fees | Estimated Total Cost | DMV Points | Court Appearance |
|---|---|---|---|---|---|
| 1 to 14 MPH over speed limit | $52 – $54 | +$33 | $85 – $95 | 2 pts | Optional / Mail |
| 15 to 29 MPH over speed limit | $147 – $187 | +$33 | $180 – $240 | 4 pts | Optional / Mail |
| 30+ MPH over speed limit | $207 – $247 | +$33 | $240 – $320 | 5 pts | Mandatory |
Special New Jersey Rule: NJ MVC Annual Surcharge
Under NJSA 17:29A-35, drivers with 6 or more points are billed $150 per year for 3 years ($450 total), plus $25/year for each additional point over 6.
New Jersey Driver License Point System
Points stay permanently on your New Jersey driving record until removed by point-reduction programs or violation-free driving (3 points deducted per 1 clean driving year). Accumulating 6+ points triggers the state MVC Surcharge of $150/year for 3 years.
Convictions remain on your official New Jersey Motor Vehicle Commission (NJ MVC) record for 36 months. Insurance providers typically pull driving records annually and apply surcharges for up to 3 years following the conviction date.
Traffic School & Citation Dismissal in New Jersey
Taking an approved New Jersey Defensive Driving Course (DDC) removes up to 2 points from your official MVC driving record once every 5 years, and provides a state-mandated 5% auto insurance reduction for 3 years.
Eligibility Checklist for New Jersey:
- Must hold a valid New Jersey driver license
- Course must be approved by the NJ Motor Vehicle Commission
- Eligible for point reduction once every 5 years
- Eligible for mandatory insurance rate reduction once every 3 years
Disqualifiers:
- Commercial Driver License (CDL) holders for point reduction
- Cannot reduce points below zero
Verified Statutory Authority
This calculator and legal summary are audited against current New Jersey legislative statutes and official court schedules: