Official New York Speeding Fine Schedule
Speeding citations in New York are regulated under NYS VTL § 1180 (Speed restrictions and maximum speed limits). Fines are determined by the miles per hour (MPH) driven over the posted limit, combined with state-mandated surcharges and local court costs.
| Speed Over Limit | Base Fine | Mandatory State Fees | Estimated Total Cost | DMV Points | Court Appearance |
|---|---|---|---|---|---|
| 1 to 10 MPH over speed limit | $45 – $150 | +$93 | $138 – $243 | 3 pts | Optional / Mail |
| 11 to 20 MPH over speed limit | $90 – $300 | +$93 | $183 – $393 | 4 pts | Optional / Mail |
| 21 to 30 MPH over speed limit | $90 – $300 | +$93 | $483 – $693 | 6 pts | Optional / Mail |
| 31 to 40 MPH over speed limit | $180 – $600 | +$93 | $723 – $1143 | 8 pts | Optional / Mail |
| 41+ MPH over speed limit | $180 – $600 | +$93 | $948 – $1368 | 11 pts | Mandatory |
Special New York Rule: Driver Responsibility Assessment (DRA)
Under NY VTL § 503(4), drivers receiving 6 points within 18 months must pay $300 ($100/yr for 3 years) plus $75 ($25/yr for 3 years) for every point over 6.
New York Driver License Point System
Points are counted based on violation date. Accumulating 11 points within 18 months triggers license suspension action. Accumulating 6+ points triggers the mandatory NYS Driver Responsibility Assessment fee.
Convictions remain on your official New York State Department of Motor Vehicles (NYS DMV) record for 18 months. Insurance providers typically pull driving records annually and apply surcharges for up to 3 years following the conviction date.
Traffic School & Citation Dismissal in New York
Taking a NYS-approved Point and Insurance Reduction Program (PIRP) deducts up to 4 points from your active calculation toward license suspension and provides a mandatory 10% auto insurance discount for 3 years.
Eligibility Checklist for New York:
- Must complete a DMV-approved PIRP classroom or online course
- PIRP cannot prevent points from showing on your permanent record, but offsets them for suspension thresholds
- Available once every 18 months for point reduction (and once every 3 years for insurance discounts)
Disqualifiers:
- Cannot be used to dismiss criminal vehicular convictions or revocations
Verified Statutory Authority
This calculator and legal summary are audited against current New York legislative statutes and official court schedules: